Disability (Income Replacement):

We all believe at some point or another that we are so healthy that we will never be hospitalized. Look at the chart below and you will see that your chances of becoming disabled are greater than dying.


 

AGE
% PROBABILITY
25
44
30
42
35
41
40
39
45
36
50
33
55
27
Age At Disability Disabled
Recovered
Died

Still

Disabled
24
44.1 %
9.7
46.2
35
34.0 %
12.3
53.7
45
21.5 %
19.9
58.6
55
11.8 %
28.5
59.7


If you are like most school owners, they believe that they are in great health and almost impervious to sickness, disease, accidents and other ailments which often result in a long term disability lasting 3 months or longer before that person reaches the age of 65. To assist you, we are providing a Disability Probability chart which will show you the statistics regarding the chances of such a disability occurring at least once in a person’s lifetime.

We know it may seem out of character, but yes, even martial artists became disabled. If & when that happens, don’t be in the position of having to worry where your next paycheck will come from. Remember, your students come to learn from you, the owner. How many students will you retain if you are placed onto disability without the prospect of returning to the mat within a reasonable period of time? Whatever you do, don’t be lulled into a false sense of security by believing that your revenue stream would continue.

Don’t become a statistic! Why not contact Winmars and discuss your situation and needs with one of our representatives? Be proactive and you will at least be prepared should the worst happen! You work hard to build a school and a following clientele. You train hard and without protection, you could easily become a statistic by being forced to close your business which you have worked so hard to build. You insure your house; car; school; and even your life! Yet, absent an income during a critical period of disability, you would lose your most important asset —— your ability to earn a living!

 

Health Insurance
Disability (Income Replacement)
Life Insurance
Retirement
Property Liability